*{margin:0;padding:0;box-sizing:border-box}
:root{--bg:#08090a;--panel:#0f1011;--surface:#191a1b;--text:#f7f8f8;--body:#d0d6e0;--muted:#8a8f98;--faint:#62666d;--brand:#5e6ad2;--accent:#7170ff;--accent-h:#828fff;--bd:rgba(255,255,255,.08);--bds:rgba(255,255,255,.05)}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,-apple-system,'Segoe UI',Roboto,sans-serif;font-feature-settings:'cv01','ss03';background:var(--bg);color:var(--text);font-size:16px;line-height:1.5;-webkit-font-smoothing:antialiased}
::selection{background:rgba(94,106,210,.45)}
a{color:inherit;text-decoration:none}
img{display:block}
:focus-visible{outline:2px solid var(--accent);outline-offset:2px}
.container{max-width:1120px;margin:0 auto;padding:0 24px}
.eyebrow{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;font-weight:500;color:var(--accent);letter-spacing:.02em;display:inline-block;margin-bottom:16px}
.topbar{background:#151a20;color:#f7f5f1;font-size:12px;letter-spacing:.02em;border-bottom:1px solid rgba(255,255,255,.06)}
.topbar .inner{max-width:1120px;margin:0 auto;padding:8px 24px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar a{color:#f7f5f1;opacity:.75}
.topbar a:hover{opacity:1}
.topbar .abn{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11px}
.site-header{position:sticky;top:0;z-index:60;background:rgba(8,9,10,.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--bds)}
.nav{display:flex;align-items:center;justify-content:space-between;height:64px;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-size:15px;font-weight:510;letter-spacing:-.13px}
.nav-links{display:flex;align-items:center;gap:26px}
.nav-links a{font-size:13px;font-weight:510;color:var(--body);letter-spacing:-.13px;transition:color .15s}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:var(--text)}
.nav-cta{display:flex;align-items:center;gap:12px}
.menu-btn{display:none;background:rgba(255,255,255,.03);border:1px solid var(--bd);border-radius:6px;color:var(--text);width:36px;height:36px;align-items:center;justify-content:center;cursor:pointer}
.btn{display:inline-flex;align-items:center;gap:8px;padding:10px 18px;border-radius:6px;font-family:inherit;font-size:13px;font-weight:510;letter-spacing:-.13px;border:1px solid transparent;cursor:pointer;transition:background .15s,border-color .15s,color .15s}
.btn-primary{background:var(--brand);color:#fff;border-color:rgba(255,255,255,.1)}
.btn-primary:hover{background:var(--accent-h)}
.btn-ghost{background:rgba(255,255,255,.02);color:#e2e4e7;border-color:var(--bd)}
.btn-ghost:hover{background:rgba(255,255,255,.05);color:#fff}
.btn-sm{padding:8px 14px}
.hero{position:relative;padding:88px 0 64px;overflow:hidden}
.hero::before{content:"";position:absolute;top:-260px;left:50%;transform:translateX(-50%);width:960px;height:640px;background:radial-gradient(closest-side,rgba(94,106,210,.16),transparent 72%);pointer-events:none}
.hero-grid{position:relative;display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
h1{font-size:56px;font-weight:510;line-height:1.02;letter-spacing:-.022em;margin:0 0 20px}
.lede{font-size:18px;line-height:1.6;letter-spacing:-.165px;color:var(--muted);max-width:560px;margin-bottom:28px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-bottom:24px}
.status-pill{display:inline-flex;align-items:center;gap:8px;padding:4px 12px 4px 8px;border-radius:9999px;border:1px solid #23252a;font-size:12px;font-weight:510;color:var(--body)}
.dot{width:8px;height:8px;border-radius:50%;background:#27a644;box-shadow:0 0 8px rgba(39,166,68,.8)}
.hero-photo{position:relative}
.hero-photo::after{content:"";position:absolute;inset:0;border-radius:12px;box-shadow:0 0 0 1px var(--bd),0 24px 48px rgba(0,0,0,.4);pointer-events:none}
.stats{margin-top:56px;display:grid;grid-template-columns:repeat(4,1fr);background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px;overflow:hidden}
.stat{padding:26px 24px;border-left:1px solid var(--bds)}
.stat:first-child{border-left:0}
.stat .num{font-size:32px;font-weight:510;letter-spacing:-.022em;line-height:1.1}
.stat .lbl{font-size:13px;color:var(--muted);letter-spacing:-.13px;margin-top:6px}
.section{padding:88px 0}
.sec-head{max-width:680px;margin-bottom:48px}
h2{font-size:44px;font-weight:510;line-height:1.05;letter-spacing:-.022em;margin-bottom:14px}
h2.sm{font-size:28px;letter-spacing:-.62px;margin-bottom:10px}
.sec-head p{font-size:17px;color:var(--muted);letter-spacing:-.165px;line-height:1.6}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.card{background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px;overflow:hidden;display:flex;flex-direction:column;transition:background .2s,border-color .2s,transform .2s}
.card:hover{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.16);transform:translateY(-2px)}
.card-body{padding:24px;display:flex;flex-direction:column;flex:1}
.card h3{font-size:20px;font-weight:590;letter-spacing:-.24px;margin-bottom:10px}
.card p{font-size:15px;color:var(--muted);letter-spacing:-.165px;line-height:1.6;flex:1}
.more{display:inline-flex;align-items:center;gap:6px;margin-top:20px;font-size:14px;font-weight:510;color:var(--accent)}
.card:hover .more{color:var(--accent-h)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:56px;align-items:center}
.checks{list-style:none;margin-top:28px;display:grid;gap:16px}
.checks li{display:flex;gap:12px;font-size:15px;color:var(--body);letter-spacing:-.165px;line-height:1.55}
.checks svg{flex:none;margin-top:2px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.step{padding:28px;border:1px solid var(--bd);border-radius:12px;background:rgba(255,255,255,.02)}
.step .n{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:13px;color:var(--accent);display:block;margin-bottom:14px}
.step h3{font-size:20px;font-weight:590;letter-spacing:-.24px;margin-bottom:10px}
.step p{font-size:15px;color:var(--muted);letter-spacing:-.165px;line-height:1.6}
.pills{display:flex;flex-wrap:wrap;gap:10px}
.pill{display:inline-flex;align-items:center;gap:8px;padding:6px 14px;border-radius:9999px;border:1px solid #23252a;font-size:12px;font-weight:510;color:var(--body);background:rgba(255,255,255,.02)}
.cta-band{border:1px solid var(--bd);border-radius:22px;padding:64px 40px;text-align:center;background:radial-gradient(600px 240px at 50% -80px,rgba(113,112,255,.14),transparent 70%),rgba(255,255,255,.02)}
.cta-band h2{margin-bottom:12px}
.cta-band p{max-width:560px;margin:0 auto 28px;font-size:17px;color:var(--muted);letter-spacing:-.165px;line-height:1.6}
.cta-actions{display:flex;justify-content:center;gap:12px;flex-wrap:wrap}
footer.site{background:#151a20;color:#f7f5f1;padding:64px 0 28px;margin-top:88px;border-top:1px solid rgba(255,255,255,.06)}
.f-cols{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}
.f-brand p{margin-top:14px;font-size:13px;line-height:1.6;color:rgba(247,245,241,.65);max-width:340px}
footer.site h4{font-size:12px;font-weight:590;letter-spacing:.06em;text-transform:uppercase;color:rgba(247,245,241,.55);margin-bottom:14px}
.f-list{list-style:none;display:grid;gap:10px}
.f-list a{font-size:13px;color:rgba(247,245,241,.72);transition:color .15s}
.f-list a:hover{color:#f7f5f1}
.f-legal{margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;font-size:12px;color:rgba(247,245,241,.55);letter-spacing:.02em}
@media(max-width:980px){h1{font-size:44px}.hero-grid{grid-template-columns:1fr;gap:36px}.stats{grid-template-columns:repeat(2,1fr)}.stat:nth-child(odd){border-left:0}.stat:nth-child(n+3){border-top:1px solid var(--bds)}.cards,.steps{grid-template-columns:1fr 1fr}.split{grid-template-columns:1fr;gap:32px}}
@media(max-width:860px){.nav-links{display:none}.nav-links.open{display:flex;position:absolute;top:64px;left:0;right:0;flex-direction:column;align-items:flex-start;background:var(--panel);padding:20px 24px;gap:16px;border-bottom:1px solid var(--bds)}.menu-btn{display:inline-flex}}
@media(max-width:640px){h1{font-size:34px}h2{font-size:30px}h2.sm{font-size:22px}.section{padding:56px 0}.hero{padding:56px 0 40px}.cards,.steps{grid-template-columns:1fr}.f-cols{grid-template-columns:1fr 1fr}.cta-band{padding:40px 20px}}

/* Navigation */
.site-nav{position:sticky;top:0;z-index:60;background:rgba(8,9,10,.85);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid var(--bds)}
.nav-inner{max-width:1120px;margin:0 auto;padding:0 24px;display:flex;align-items:center;justify-content:space-between;height:64px;gap:24px}
.main-nav{display:flex;align-items:center;gap:26px}
.main-nav a{font-size:13px;font-weight:510;color:var(--body);letter-spacing:-.13px;transition:color .15s}
.main-nav a:hover,.main-nav a[aria-current="page"]{color:var(--text)}
.nav-row{display:flex;align-items:center;gap:12px}
.btn-nav{padding:8px 14px;border-radius:6px;font-size:13px;font-weight:510;background:var(--brand);color:#fff;border:1px solid rgba(255,255,255,.1);cursor:pointer;transition:background .15s}
.btn-nav:hover{background:var(--accent-h)}

/* Buttons */
.btn-secondary{background:rgba(255,255,255,.03);color:var(--text);border-color:var(--bd)}
.btn-secondary:hover{background:rgba(255,255,255,.06);border-color:rgba(255,255,255,.16)}
.btn-outline{background:transparent;color:var(--text);border-color:var(--bd)}
.btn-outline:hover{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.2)}
.btn-light{background:var(--text);color:#0b0c0d;border-color:transparent}
.btn-light:hover{background:#fff}
.btn-light-outline{background:rgba(255,255,255,.04);color:var(--text);border-color:rgba(255,255,255,.22)}
.btn-light-outline:hover{background:rgba(255,255,255,.08)}

/* Topbar variants */
.topbar-inner{max-width:1120px;margin:0 auto;padding:8px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar-tagline{color:#f7f5f1;opacity:.85;font-size:12px;letter-spacing:.02em}
.topbar-contact{display:flex;align-items:center;gap:18px;flex-wrap:wrap}
.topbar-contact a{color:#f7f5f1;opacity:.75}
.topbar-contact a:hover{opacity:1}

/* Page hero */
.page-hero{position:relative;padding:80px 0 56px;overflow:hidden;border-bottom:1px solid var(--bds)}
.page-hero::before{content:"";position:absolute;top:-240px;left:50%;transform:translateX(-50%);width:880px;height:560px;background:radial-gradient(closest-side,rgba(94,106,210,.14),transparent 72%);pointer-events:none}
.page-hero h1{font-size:48px}
.tagline{font-size:17px;color:var(--muted);letter-spacing:-.165px;line-height:1.6;max-width:640px;margin-top:4px}
.lead{font-size:18px;line-height:1.65;letter-spacing:-.165px;color:var(--body);max-width:640px}
.caption{font-size:13px;color:var(--faint);letter-spacing:-.13px;line-height:1.55}
.updated{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:11px;color:var(--faint);letter-spacing:.02em;margin-bottom:16px}

/* Sections */
.section-alt{background:var(--panel);border-top:1px solid var(--bds);border-bottom:1px solid var(--bds)}
.content-section{padding:72px 0}
.content{max-width:760px}
.content p{color:var(--body);margin-bottom:18px;font-size:16px;line-height:1.7}
.content h2,.content h3{margin:36px 0 14px}
.content h3{font-size:22px;font-weight:510;letter-spacing:-.35px}
.content ul{margin:0 0 18px;padding-left:20px;color:var(--body)}
.content li{margin-bottom:8px}
.wrap{max-width:1120px;margin:0 auto;padding:0 24px}

/* Cards */
.card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.value-card,.reason-card{background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px;padding:26px 24px;transition:background .2s,border-color .2s,transform .2s}
.value-card:hover,.reason-card:hover{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.16);transform:translateY(-2px)}
.value-card h3,.reason-card h3{font-size:17px;font-weight:510;letter-spacing:-.2px;margin-bottom:10px}
.value-card p,.reason-card p{font-size:14px;color:var(--muted);line-height:1.6;letter-spacing:-.1px}
.reasons-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.reason-card{display:flex;gap:16px;align-items:flex-start}
.reason-card .num{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:13px;color:var(--accent);flex-shrink:0;padding-top:3px}

/* Lists */
.check-list,.commitment-list,.area-list{list-style:none;padding:0;margin:0}
.check-list li,.commitment-list li{position:relative;padding-left:28px;margin-bottom:12px;font-size:15px;color:var(--body);line-height:1.6}
.check-list li::before,.commitment-list li::before{content:"";position:absolute;left:0;top:5px;width:16px;height:16px;border-radius:50%;background:rgba(94,106,210,.18);box-shadow:inset 0 0 0 1px rgba(94,106,210,.4)}
.check-list li::after,.commitment-list li::after{content:"";position:absolute;left:4.5px;top:8px;width:7px;height:4px;border-left:1.5px solid var(--accent);border-bottom:1.5px solid var(--accent);transform:rotate(-45deg)}
.area-list{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
.area-list li{padding:12px 16px;background:rgba(255,255,255,.02);border:1px solid var(--bds);border-radius:8px;font-size:14px;color:var(--body)}

/* Process */
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;counter-reset:step}
.process li{list-style:none;position:relative;padding:24px 20px;background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px}
.process li::before{counter-increment:step;content:"0" counter(step);font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;color:var(--accent);display:block;margin-bottom:12px}
.process li h3{font-size:16px;font-weight:510;letter-spacing:-.2px;margin-bottom:8px}
.process li p{font-size:14px;color:var(--muted);line-height:1.6}

/* CTA */
.cta-section,.section-cta{padding:72px 0}
.cta-strip{background:linear-gradient(180deg,rgba(94,106,210,.12),rgba(94,106,210,.04));border:1px solid rgba(94,106,210,.25);border-radius:16px;padding:48px 48px}
.cta-inner{max-width:640px;margin:0 auto;text-align:center}
.cta-inner h2{margin-bottom:14px}
.cta-inner p{font-size:16px;color:var(--muted);line-height:1.6;margin-bottom:28px}
.cta-box{background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px;padding:32px;margin-top:32px}
.cta-buttons{display:flex;gap:12px;justify-content:center;flex-wrap:wrap;margin-bottom:16px}
.cta-note{font-size:13px;color:var(--faint);letter-spacing:-.13px}
.quote-cta{display:flex;align-items:center;justify-content:space-between;gap:24px;background:rgba(94,106,210,.1);border:1px solid rgba(94,106,210,.25);border-radius:14px;padding:32px 36px;flex-wrap:wrap}
.quote-cta h2{font-size:26px;margin-bottom:6px}
.quote-cta p{color:var(--muted);font-size:15px}

/* Reassurance */
.reassurance-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.reassurance-card{background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px;padding:24px}
.reassurance-card h3{font-size:15px;font-weight:510;letter-spacing:-.2px;margin-bottom:8px}
.reassurance-card p{font-size:14px;color:var(--muted);line-height:1.6}

/* Quote form */
.quote-intro-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}
.quote-intro p{color:var(--muted);font-size:16px;line-height:1.7;margin-bottom:18px}
.quote-form-wrap{background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:14px;padding:32px}
.quote-form{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.quote-form label{display:block;font-size:13px;font-weight:510;color:var(--body);letter-spacing:-.13px;margin-bottom:6px}
.quote-form label.full,.quote-form .full{grid-column:1/-1}
.quote-form input,.quote-form select,.quote-form textarea{width:100%;background:var(--surface);border:1px solid var(--bd);border-radius:8px;padding:10px 14px;font-family:inherit;font-size:14px;color:var(--text);transition:border-color .15s}
.quote-form input:focus,.quote-form select:focus,.quote-form textarea:focus{outline:none;border-color:var(--accent)}
.quote-form textarea{min-height:120px;resize:vertical}
.quote-form .btn-primary{grid-column:1/-1;justify-content:center;padding:12px 20px}
.form-note{font-size:12px;color:var(--faint);letter-spacing:-.1px;margin-top:14px;line-height:1.55}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.1fr;gap:56px;align-items:start}
.contact-form-wrap{background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:14px;padding:32px}
.contact-details{list-style:none;padding:0;margin:0}
.contact-details li{display:flex;gap:14px;align-items:flex-start;padding:16px 0;border-bottom:1px solid var(--bds);font-size:15px;color:var(--body)}
.contact-details li:last-child{border-bottom:0}
.contact-details .lbl{font-size:12px;color:var(--faint);font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;letter-spacing:.02em;display:block;margin-bottom:2px}
.contact-details a{color:var(--text)}
.contact-details a:hover{color:var(--accent)}

/* ABN card */
.abn-card{display:inline-flex;align-items:center;gap:12px;background:rgba(255,255,255,.02);border:1px solid var(--bds);border-radius:10px;padding:14px 18px;margin-top:24px}
.abn-card .abn{font-family:'JetBrains Mono',ui-monospace,Menlo,Consolas,monospace;font-size:12px;color:var(--muted)}
.abn-card strong{font-size:14px;font-weight:510;letter-spacing:-.13px}

/* Footer */
.site-footer{background:var(--panel);border-top:1px solid var(--bds);padding:56px 0 32px;margin-top:0}
.footer-inner{max-width:1120px;margin:0 auto;padding:0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px;padding-bottom:40px;border-bottom:1px solid var(--bds)}
.footer-col h3{font-size:13px;font-weight:510;letter-spacing:.02em;text-transform:uppercase;color:var(--faint);margin-bottom:16px}
.footer-col a,.footer-col p{display:block;font-size:14px;color:var(--muted);letter-spacing:-.1px;margin-bottom:10px;line-height:1.6}
.footer-col a:hover{color:var(--text)}
.footer-bottom{display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;padding-top:28px;font-size:12px;color:var(--faint);letter-spacing:-.1px}
.footer-bottom a{color:var(--faint)}
.footer-bottom a:hover{color:var(--text)}

/* Legal */
.legal-content{max-width:760px;padding:72px 0}
.legal-content h1{font-size:40px;margin-bottom:12px}
.legal-content h2{font-size:24px;margin:40px 0 12px}
.legal-content h3{font-size:18px;margin:28px 0 10px}
.legal-content p,.legal-content li{font-size:15px;color:var(--body);line-height:1.7;margin-bottom:14px}
.legal-content ul{padding-left:20px;margin-bottom:18px}

/* Responsive */
@media (max-width:960px){
.hero-grid,.quote-intro-grid,.contact-grid{grid-template-columns:1fr;gap:40px}
.card-grid,.cards,.reassurance-grid,.area-list{grid-template-columns:repeat(2,1fr)}
.process{grid-template-columns:repeat(2,1fr)}
.footer-grid{grid-template-columns:1fr 1fr}
h1{font-size:42px}
h2{font-size:34px}
}
@media (max-width:640px){
.card-grid,.cards,.reasons-grid,.reassurance-grid,.area-list,.process,.quote-form{grid-template-columns:1fr}
.stats{grid-template-columns:repeat(2,1fr)}
.footer-grid{grid-template-columns:1fr}
h1{font-size:34px}
h2{font-size:28px}
.cta-strip{padding:32px 24px}
.quote-form-wrap,.contact-form-wrap{padding:24px}
.main-nav{display:none}
.quote-cta{flex-direction:column;align-items:flex-start}
}

.alt{background:var(--panel);border-top:1px solid var(--bds);border-bottom:1px solid var(--bds)}
.bar-inner{max-width:1120px;margin:0 auto;padding:16px 24px;display:flex;align-items:center;justify-content:space-between;gap:16px;flex-wrap:wrap;background:rgba(255,255,255,.02);border:1px solid var(--bd);border-radius:12px}
.quote-reassurance{margin-top:32px;padding:24px 28px;background:rgba(255,255,255,.02);border:1px solid var(--bd);border-left:2px solid var(--accent);border-radius:12px;font-size:15px;line-height:1.6;letter-spacing:-.13px;color:var(--body)}
.quote-reassurance strong{color:var(--text);font-weight:510}
.quote-reassurance .eyebrow{margin-bottom:8px}